| Credit Limit: | $500 to $5,000 |
| Loan Type: | Line of Credit |
| Minimum Payment: | Billing Cycle Charge + Mandatory Principal Contribution |
| Funding Time: | Same Business Day3 |
Dealing with an unexpected financial emergency can be overwhelming, especially if your savings fall short. If this resonates with you, an online loan in Pennsylvania might be the solution you need.
Submitting a request through CreditFresh is quick and hassle-free. If approved, you’ll gain access to your available credit whenever needed, provided your account remains in good standing and you have available credit.
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
Unexpected expenses, like car repairs or home maintenance, can spring up without warning. An online loan in the form of a line of credit can act as a financial safety net. If you’re in search of a personal loan to cover immediate needs, a Line of Credit through CreditFresh could offer the quick funds you’re looking for.
Interested in getting a loan online in Pennsylvania? Click here to submit your request or call us at 1-800-766-2007 for more information.
| Credit Limit | $500 to $5,000 |
|---|---|
| Making a Draw | When you need funds, withdraw what you have available all at once, or in smaller amounts as needed, from your available credit, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3. |
| Credit Limit |
|---|
| $500 to $5,000 |
| Making a Draw |
| When you need funds, withdraw what you have available all at once, or in smaller amounts as needed, from your available credit, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3. |
If you want to build a healthy credit profile, it’s important to make sure that you’re responsible and diligent when it comes to making your payments on time.
If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle. You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two components:
You can always make payments towards your Outstanding Principal Balance at any time without prepayment penalties. You may log into your account to make a payment online using a debit or pre-paid card or call 1-800-766-2007 to set up a payment.
For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you are always paying down your balance.
For further details, visit the Cost of Credit page.
Our Customer Support team is available seven days a week to help with any questions about the loan products offered through CreditFresh. Below are answers to some commonly asked questions:
In order to qualify for an online loan through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
Yes, an active bank account is required to apply for this online loan in Pennsylvania.
No appointment is necessary. You can start the process online by clicking here. Submitting a request is simple and typically takes only a few minutes to complete1.
For assistance, call us at 1-800-766-2007. Our Customer Service team will be happy to help.
Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Georgia, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, Washington, West Virginia, Wisconsin, and Wyoming in addition to Pennsylvania.
A line of credit is a revolving form of credit, meaning you can borrow funds up to your approved limit, either in small amounts or all at once as needed. As you repay your balance, your available credit is replenished, enabling you to borrow again if needed.
Unlike installment loans, which provide a lump sum repaid in fixed amounts, a line of credit allows for flexibility as you can access funds only when you need them. This can make a line of credit a practical option for managing unexpected expenses.
Dealing with financial challenges can be tough, so it’s important to weigh your options carefully. If you’re considering borrowing money online and want more information about requesting unsecured loans in Pennsylvania through CreditFresh, our Customer Service team is ready to assist.
Call us at 1-800-766-2007 or visit our general FAQs page to learn more about this Line of Credit.
