| Credit Limit: | $500 to $5,000 |
| Loan Type: | Line of Credit |
| Minimum Payment: | Billing Cycle Charge + Mandatory Principal Contribution |
| Funding Time: | Same Business Day3 |
Unexpected costs can throw off even the most carefully planned budget. If you don’t have enough savings to cover an emergency expense, online loans in Ohio may help. Through CreditFresh, you can request a personal Line of Credit between $500 and $5,000, depending on eligibility.
Submitting a request for this online loan in Ohio is quick and simple. If approved, you can request funds as needed from your available credit. Just request a draw, and the money may be deposited into your bank account as soon as the same business day3.
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
When life throws you a curveball—like a surprise car repair or an unexpected medical bill—having reliable access to funds can be a game-changer. That’s where an online loan in Ohio through CreditFresh can help. With a personal Line of Credit, you can tackle emergency expenses when you face them.
Submitting a request is quick, simple, and fully online. Need help or have questions? Call us at 1-800-766-2007 or click here to learn more.
| Credit Limit | $500 to $5,000 |
|---|---|
| Making a Draw | Withdraw funds all at once, or in smaller amounts as needed, from your available credit, so long as your account is in good standing and you otherwise meet any criteria required to request draws. Funds may be deposited into your bank account the same business day3. |
| Credit Limit |
|---|
| $500 to $5,000 |
| Making a Draw |
| Withdraw available funds all at once, or in smaller amounts as needed, from your available credit, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3. |
If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle. You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two components:
You can make additional payments to pay down your balance faster without prepayment penalties. You may log into your account to make a payment online using a debit or pre-paid card or call 1-800-766-2007 to set up a payment.
For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you are always paying down your balance.
For further details, visit the Cost of Credit page.
In order to qualify for a Line of Credit through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming in addition to Ohio.
Unlike installment loans, this type of loan is a revolving form of credit. This means, if you’re approved, you can draw any amount from your available credit, either in small amounts or all at once as needed. As you pay down your balance, you can continue to borrow money when you need it from your available credit, so long as your account is in good standing. Being able to request draws, repay and redraw as needed may make emergency loans online useful when you’re faced with an unexpected expense.
Yes. In addition to offering access to online loans in Ohio, CreditFresh offers financial tips for everyday financial topics.
Through the CreditFresh Money 101 section, you’ll find tips on budgeting, saving, managing unexpected expenses, and other basic financial topics. These insights may be helpful for readers.
While CreditFresh does not offer information on financial advice, the Money 101 section is designed to provide basic financial tips.
At CreditFresh, our Customer Service team is here to help. Whether you have questions about the application process, or need help submitting a request, our Customer Service team is available 7 days a week to guide you. Click here to learn how to contact us.
Many customers have shared their experiences online. Trustpilot reviews highlight our commitment to excellent service.
For assistance needed throughout the borrowing process, our Customer Service team is available to support you.
If you’re searching for guidance or information on the process of requesting an online loan in Ohio through CreditFresh, feel free to contact our Customer Service team at 1-800-766-2007. You can also find more information about this Line of Credit by visiting our general FAQs page.
