| Credit Limit: | $500 to $5,000 |
| Loan Type: | Line of Credit |
| Minimum Payment: | Billing Cycle Charge + Mandatory Principal Contribution |
| Funding Time: | Same Business Day3 |
If you face an emergency expense, would you have the savings to cover it? If not, an online loan in Ohio may be able to help! With a Line of Credit through CreditFresh, you may be able to qualify for an online loan between $500 to $5,000. While you may run into hidden terms and unexpected fees with online loans in Ohio, the terms of a Line of Credit through CreditFresh are transparent and straightforward.
The process of submitting a request for this online loan in Ohio is quick and simple. If approved, you’ll be able to access funds whenever the need arises, so long as your account is in good standing and you have available credit. Simply request a draw on your personal Line of Credit from your available credit and the funds may be in your account the same business day3!
Note: A Line of Credit is a type of online loan. As a revolving credit product, you can request draws, repay and redraw as needed from your available credit.
If you face an emergency expense like an unexpected medical bill and you don’t have the funds to handle it, an online loan in the form of a line of credit may be the safety net you need to tackle this expense!
If you’re looking to submit a request, click here or call us at 1-800-766-2007 for more information.
| Credit Limit | $500 to $5,000 |
|---|---|
| Making a Draw | Withdraw available funds all at once, or in smaller amounts as needed, from your available credit, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3. |
| Credit Limit |
|---|
| $500 to $5,000 |
| Making a Draw |
| Withdraw available funds all at once, or in smaller amounts as needed, from your available credit, so long as your account is in good standing. If you request a draw, funds may be deposited into your bank account the same business day3. |
If you have an outstanding balance, you will be required to make a Minimum Payment for each Billing Cycle. You will be issued a periodic statement at least 14 days before your Minimum Payment is due for your Line of Credit. Your periodic statement will include important details such as your Minimum Payment and your Payment Due Date.
Your Minimum Payment will be made up of two components:
You can always make payments towards your Outstanding Principal Balance at any time without prepayment penalties. You may log into your account to make a payment online using a debit or pre-paid card or call 1-800-766-2007 to set up a payment.
For each billing cycle, you will only be charged a Billing Cycle Charge if you have an Outstanding Principal Balance. You can find this information in your periodic statement. A portion of each Minimum Payment goes directly to your principal balance to ensure you are always paying down your balance.
For further details, visit the Cost of Credit page.
In order to qualify for a Line of Credit through CreditFresh, you must:
Please note that currently, no credit products offered through CreditFresh have charges that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
Yes, online loans are currently offered through CreditFresh in the form of a Line of Credit in Alabama, Alaska, Arizona, Arkansas, Delaware, Florida, Hawaii, Idaho, Indiana, Kansas, Kentucky, Louisiana, Michigan, Mississippi, Missouri, Montana, Nebraska, New Jersey, North Carolina, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, West Virginia, Wisconsin, and Wyoming in addition to Ohio.
Unlike installment loans, this type of loan is a revolving form of credit. This means, if you’re approved, you can draw any amount from your available credit, either in small amounts or all at once as needed. As you pay down your balance, you can continue to borrow money when you need it from your available credit, so long as your account is in good standing. Being able to request draws, repay and redraw as needed may make emergency loans online useful when you’re faced with an unexpected expense.
If you’re searching for guidance or information on the process of requesting an online loan in Ohio through CreditFresh, feel free to contact our Customer Service team at 1-800-766-2007. You can also find more information about this Line of Credit by visiting our general FAQs page.
