Impacting Credit History
Latest 6 min read
What is a Credit Report and Why is it Important?
Learn more about what a credit report is, what makes it up, and why it’s a hugely important part of your financial profile.
4 min read
What Effects Can a Personal Line of Credit Have on Your Credit Score?
Learn more about how a personal line of credit may impact your credit score.
5 min read
What Impacts Your Credit Score?
Could you be damaging your credit without realizing it? Find out if you’re on the right track by learning what helps or hurts your credit score here.
6 min read
A Guide to the Fair Credit Reporting Act (FCRA)
What you need to know about the Fair Credit Reporting Act (FCRA)
5 min read
How to Build Credit History Without a Credit Card
Sometimes a lack of credit may feel like a lack of options.
7 min read
How Will Bad Credit Affect My Auto Insurance?
Learning how auto insurance scores affect the premiums you pay on car insurance may help you save money on car insurance.
7 min read
What You Need to Know about Your Credit Score and Identity Theft
If identity thieves find your personal information, they may take your credit score for a ride — which may make it harder to get a line of credit in an emergency.
8 min read
How to Know the Difference Between Hard & Soft Credit Checks
Part of managing your credit well is knowing how different credit checks may affect your score.
6 min read
How to Read Your Credit Report, Step by Step
Learn more about how to read your credit report, what’s on it, and what to look for when assessing each section.
6 min read
4 Things New Parents Do That Hurt Their Credit
When you have a new baby, you may expect a few things in your life to suffer, like your sleep schedule or your time for self-care.
6 min read
Differences Between Prepaid Cards, Debit Cards, and Credit Cards
Are you wondering what type of bank cards you should be using? We go over the important differences between prepaid cards, debit cards, and credit cards.
8 min read
How is Your Credit Score Calculated by FICO and VantageScore, Anyway?
Navigate your next credit report with ease by learning how FICO and VantageScore calculate your score.
6 min read
What is Revolving Credit?
Have you ever heard the term “revolving credit” and been confused? We break down some of the key features of this important financial concept!
6 min read
How Long Does Bad Credit Last?
How long does bad credit last? Learn the answer to that question and what you can do to potentially impact your credit history.
7 min read
Why is Your Credit Utilization Ratio So Important?
If you’re wondering what impacts your credit, your credit utilization ratio may hold some of the answers.
7 min read
How to Build Your Credit History in 5 Simple Steps
Did you know that roughly 4 out of every 10 Americans don’t know how their credit score is determined?
7 min read
Why is Checking Credit Scores Important?
If you think your credit report might contain bad news, do you check it? Or do you let it sit, out of sight and out of mind?
9 min read
5 Little-Known Ways Bad Credit May Affect Your Life
The fallout of bad credit can extend beyond your finances. From keeping the lights on to making a phone call — it may complicate a lot of things in life.
8 min read
So Your Credit Card Application Was Rejected — What Now?
There are more reasons than bad credit stopping you from getting a credit card. Find out what they are to figure out how you can move on from your rejection.
8 min read
Protecting Your Child’s Identity
CreditFresh explains how children may be victims of identity theft.
9 min read
What Experian’s State of Credit Report Means to You
By comparing financial info a decade after heading into the Great Recession, Experian’s latest report can be a source of good money management tips.
8 min read
Here’s What to Do if There is an Error on Your Credit Report
If you notice there’s an error on your credit report, you’ll want to deal with it as soon as possible.
9 min read
6 Scary Facts about Credit and How to Protect Your Credit History
These frightening facts about credit have real-life financial consequences scarier than any ghost story. Read them only if you dare!
10 min read
How Long Will a Bad Credit Entry Last on Your Report?
Like finding a stain in an otherwise pristine piece of linen, seeing a derogatory mark on your credit report can be frustrating.
2 min read
Credit Myths and Misconceptions
Credit myths and credit misconceptions are plentiful.