Fresh Start

CreditFresh wants to be a partner on your financial journey. Falling behind on your finances can feel overwhelming. Often people don’t know where to start - but there is hope. Our mission is to provide you with information that can help you on your financial journey. A Fresh Start for your finances begins here.

Featured

Emergency sign at hospital

Featured  5 min read

Emergency Line of Credit: A Financial Safety Net in Challenging Times

How a line of credit may help in emergencies.

Read More arrow_right_alt

Find Financial Assistance and Savings Near You

CreditFresh has partnered with SpringFour, a free online tool that may be able to connect you with resources in your community to help guide you through managing your finances.

Two people talking about the differences between fixed and variable expenses.

New!  4 min read

How do Fixed and Variable Expenses Impact your Budget?

Learn more about the differences between fixed and variable expenses, and how to budget for each of them accordingly!

Read More arrow_right_alt

Keys in a front door lock.

5 min read

8 Keys to Managing Your Personal Finances

Check out these 15 tips to help you manage your personal finances and maintain healthy financial habits.

Read More arrow_right_alt

Budgeting

Two people talking about the differences between fixed and variable expenses.

4 min read

How do Fixed and Variable Expenses Impact your Budget?

Learn more about the differences between fixed and variable expenses, and how to budget for each of them accordingly!

Savings tracker for a financial plan.

4 min read

How to Put Together a Financial Plan

Are you looking to accomplish some long-term financial goals? If so, you’ll need a plan. Here are some tips on how to put together a financial plan!

Group of people looking at computer and smiling

5 min read

Small Things you can do to Help you Pay Off Debt

Are you swimming in debt and don’t know how to get out of it? If so, you’re not alone. We’ve put together a list of 8 tips to help you pay off debt!

Tips for better budgeting

Learn more

Impacting Credit History

Three people looking at credit report.

5 min read

How to Read Your Credit Report, Step by Step

Learn more about how to read your credit report, what’s on it, and what to look for when assessing each section.

How to Build Credit History Without a Credit Card

5 min read

How to Build Credit History Without a Credit Card

Sometimes a lack of credit may feel like a lack of options.

Person looking at credit report and smiling.

6 min read

What is a Credit Report and Why is it Important?

Learn more about what a credit report is, what makes it up, and why it’s a hugely important part of your financial profile.

How is my credit score impacted?

Learn more

Understanding Personal Loans

Person looking at personal loans on their laptop.

5 min read

How Big of a Personal Loan do I Need?

Deciding how much money you need is a big part of applying for a personal loan. Check out these tips to help you navigate this part of the borrowing process!

blank computer where someone was researching how to apply for a loan online

4 min read

How to Apply for a Loan Online

Thinking of applying for a loan but aren’t familiar with the process? We give you the steps on how to apply for a loan online!

man wearing blue sweater with reindeer pattern and holding cardboard box with red ribbon and twine

4 min read

How to Protect Your Credit During the Holiday Spending Season

Overspending during the holidays isn’t a foregone conclusion. Stick with a holiday budget to protect your wallet. Read on for more tips like this!

What is a personal loan?

Learn more

Saving Money

Keys in a front door lock.

5 min read

8 Keys to Managing Your Personal Finances

Check out these 15 tips to help you manage your personal finances and maintain healthy financial habits.

person in a dress holding piggy bank

4 min read

Important Questions to Ask About Saving Money

Looking to save money but don’t know where to start? We answer some important questions on this topic and give you some tips on how to save money!

Girl wearing a knit sweater at a computer

4 min read

4 Different Types of Savings Accounts

Are you overwhelmed by all of the different types of savings accounts out there? In this article, we’ll help to get you started by going over some of the most common types!

Tips for saving money

Learn more