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Fresh Start

CreditFresh wants to be a partner on your financial journey. Falling behind on your finances can feel overwhelming. Often people don’t know where to start - but there is hope. Our mission is to provide you with information that can help you on your financial journey. A Fresh Start for your finances begins here.

Tax Season

Person using a calculator to calculate their tax refund.

Featured  4 min read

Smart Ways to Use Your Tax Refund to Pay Down Debt and Save

Financial windfalls don’t happen every day, so when they do come around, it’s important that you use them as wisely as you can.

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Find Financial Assistance and Savings Near You

SpringFour connects you with local resources to guide you through managing your finances.

Person using a calculator to calculate their taxes.

New!  4 min read

How do I File my Taxes for Free?

When tax filing season comes around, it’s normal for a lot of us to feel the stress that comes with trying to navigate ...

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Lady smiling while reading about tips to prepare for tax season.

6 min read

12 Tips to Prepare you for Tax Season

When the calendar turns over, it’s time to start turning your attention to the upcoming tax season.

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Budgeting

Person using a calculator to calculate their taxes.

4 min read

How do I File my Taxes for Free?

When tax filing season comes around, it’s normal for a lot of us to feel the stress that comes with trying to navigate ...

Lady smiling while reading about tips to prepare for tax season.

6 min read

12 Tips to Prepare you for Tax Season

When the calendar turns over, it’s time to start turning your attention to the upcoming tax season.

Person using a calculator to calculate their tax refund.

4 min read

Smart Ways to Use Your Tax Refund to Pay Down Debt and Save

Financial windfalls don’t happen every day, so when they do come around, it’s important that you use them as wisely as you can.

Tips for better budgeting

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Impacting Credit History

Why is Checking Credit Scores Important?

4 min read

Why is Checking Credit Scores Important?

If you think your credit report might contain bad news, do you check it? Or do you let it sit, out of sight and out of mind?

Three people looking at credit report.

5 min read

How to Read Your Credit Report, Step by Step

Learn more about how to read your credit report, what’s on it, and what to look for when assessing each section.

How to Build Credit History Without a Credit Card

5 min read

How to Build Credit History Without a Credit Card

Sometimes a lack of credit may feel like a lack of options.

How is my credit score impacted?

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Understanding Personal Loans

The Pros and Cons of an Online Line of Credit

4 min read

Is Applying for an Online Line of Credit Right for me?

Is an online line of credit too good to be true? For these types of lines of credit, you typically apply from the comfort of your own home.

Person looking at personal loans on their laptop.

5 min read

How Big of a Personal Loan do I Need?

Deciding how much money you need is a big part of applying for a personal loan. Check out these tips to help you navigate this part of the borrowing process!

blank computer where someone was researching how to apply for a loan online

4 min read

How to Apply for a Loan Online

Thinking of applying for a loan but aren’t familiar with the process? We give you the steps on how to apply for a loan online!

What is a personal loan?

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Saving Money

Keys in a front door lock.

5 min read

8 Keys to Managing Your Personal Finances

Check out these 15 tips to help you manage your personal finances and maintain healthy financial habits.

three women laughing holding Happy New Year accessories

5 min read

3 Financial New Year’s Resolutions You Can Start Now

As the new year approaches, CreditFresh shares tips on how to achieve goals like impacting your credit history or paying off your line of credit—read on for more!

Girl wearing a knit sweater at a computer

4 min read

4 Different Types of Savings Accounts

Are you overwhelmed by all of the different types of savings accounts out there? In this article, we’ll help to get you started by going over some of the most common types!

Tips for saving money

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