Fresh Start: Personal Loans

Personal Loans

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Latest 4 min read

How to Use a Personal Loan

Have you thought about applying for a personal loan but weren’t sure if the situation called for one? We shed some light on some of the proper ways of using personal loans!

Emergency sign at hospital

5 min read

Emergency Line of Credit: A Financial Safety Net in Challenging Times

How a line of credit may help in emergencies.

Calendar with date circled.

4 min read

What are Installment Loans?

In need of some extra cash but don’t know where to turn? There may be installment loans out there for you! Read on to learn more.

lady with grey hair looking at computer

5 min read

6 Warning Signs of Online Loan Scams

Are you looking for an online loan? If you are, you’re going to want to bone up on some of the warning signs of loans scams! Here’s a list of 7 common ones.

Personal smiling at a personal loan contract.

6 min read

13 Key Areas of Personal Finance

Learn more about these 13 key areas of personal finance and how they can impact your life!

Girl looking through magnifying glass.

6 min read

26 Practical Steps to Improve Your Financial Literacy

Check out these 26 tips to help you learn more about your money and improve your level of financial literacy!

How To Identify Your Financial Blind Spots

6 min read

How To Identify Your Financial Blind Spots

Learn more about what financial blind spots are, common areas you may be overlooking, and how to identify and deal with them!

Blonde lady smiling and holding computer.

6 min read

18 Tips to Help you Borrow Responsibly

Check out these 18 tips designed to help you navigate the borrowing process responsibly!

person looking at credit card.

5 min read

Unsecured vs. Secured Credit Cards: Understanding the Differences

We break down the differences between unsecured and secured credit cards to help you figure out which option may be right for you!

Person looking at personal loans on their laptop.

6 min read

How Big of a Personal Loan do I Need?

Deciding how much money you need is a big part of applying for a personal loan. Check out these tips to help you navigate this part of the borrowing process!

Navigating Personal Loan Contracts

4 min read

Navigating Personal Loan Contracts

Learn more about your personal loan contract, what important details to look out for, and how to navigate your loan agreement.

Three people talking about loan default.

6 min read

The Consequences of Loan Default and How you May be Able to Avoid It

What does it mean to default on your loan and what are the potential consequences? CreditFresh explores this and provides tips to avoid defaulting on your loan.

What are Personal Loans for Medical Expenses?

6 min read

What are Personal Loans for Medical Expenses?

Facing unexpected medical expenses without the funds to deal with them? Learn more about personal loans for medical expenses and if they’re right for you!

A Guide to Choosing the Right Personal Loan for Your Financial Needs

6 min read

A Guide to Choosing the Right Personal Loan for Your Financial Needs

Do you feel like you want to apply for a personal loan but don’t know what to look out for? Check out this guide to help steer you on the right path!

6 Things to Focus on When Calculating the Cost of Borrowing Money

6 min read

6 Things to Focus on When Calculating the Cost of Borrowing Money

Understanding the cost of borrowing money goes beyond just knowing the interest rate of a loan. Learn more on what to consider when calculating the cost of a loan!

The Differences Between Long Term and Short Term Personal Loans

6 min read

The Differences Between Long Term and Short Term Personal Loans

Learn more about the potentially benefits of both short and long term loans, as well as some of things to look out for with both types of loans.

Person looking how whether or not to make extra loan payments.

6 min read

Should I Make Extra Personal Loan Payments?

Making extra personal loan payments may be an effective way to save on the total cost of your loan, but it isn’t always the right move. Check out this article to learn more!

Person holding cup up to head like a phone.

6 min read

9 Important Questions to Ask Yourself Before you Apply for your First Loan

Never applied for a loan before? Here are some key questions you should ask yourself before applying for your first loan.

lock and chain on green door.

6 min read

How are Secured Loans and Unsecured Loans Different?

Wondering what the differences are between secured vs unsecured loans and what might suit you better? We break down both these types of loans to help you decide!

Person writing down personal loan information.

7 min read

What is on a Personal Loan Application?

Are you looking to apply for a personal loan but don’t know what you’ll usually find on a personal loan application? Read on to learn more!

Person looking up common loan terms in a dictionary.

5 min read

7 Common Loan Terms and What they Mean

Check out these 7 common loan terms to make sure you understand some of the key ins and outs of borrowing!

Two people looking at loan approval on the computer.

6 min read

What Could be Stopping you from Personal Loan Approval?

What factors affect personal loan approval and what should you do before applying for a personal loan? Learn more!

Personal looking up personal loan or credit card on their laptop.

7 min read

Personal Loan or Credit Card – Which is Right for Me?

With all the borrowing options out there, it can be hard to know which is right for you. We explore the differences between personal loans and credit cards!

A red telephone in front of white background.

6 min read

What are Direct Lender Loans?

Are you looking for funds and wondering if direct lender loans are right for you? Take a look at this article to learn more!

What is a Cosigner?

6 min read

What is a Cosigner?

A cosigner may help you get a line of credit if you have bad credit, but it’s not always necessary. Visit CreditFresh to learn when & why you might need one.

Person looking at small loans online vs in-person on their computer

8 min read

Applying for Small Loans Online vs In-Person

We explore the differences between the online vs. in-person borrowing process.

4 Myths or Misconceptions About Online Loans

6 min read

4 Myths or Misconceptions About Online Loans

Where do myths come from? Most of the time, they begin with some misinformation or a misunderstanding, and can grow into a widespread misconception.

Line of Credit or Credit Card, What’s The Difference?

6 min read

Line of Credit or Credit Card, What’s The Difference?

These days, it can sometimes feel like there are too many options when you’re in need of financial help.

Student smiling and writing at her desk.

6 min read

6 Ways to Manage Your Finances While Paying Off Student Loans

Are you trying to get out from under a mountain of student debt? Take a look at these tips to help you lower student loan payments.

person pointing at ipad with phone next to them

7 min read

Differences Between a Secured and Unsecured Line of Credit

Wondering what the similarities and differences are between a secured and unsecured line of credit? We break them both down and go over the advantages of each one.

Person managing their loan payment

7 min read

How to Manage Loan Payments

Learn more about managing your loan payments, what to do if you’re going to miss a loan payment, and what to do moving forward!

Person researching installment loans online on their computer.

6 min read

4 Potential Benefits of Installment Loans Online

Looking for a loan to help handle an emergency expense? Learn more about how installment loans online may be able to help!

smiling man in black glasses sitting at wooden desk next to open laptop researching an online flex loan

8 min read

What is an Online Flex Loan?

We go over the details of online flex loans.

person applying for a personal loan on their bed

6 min read

How to Apply for a Personal Loan

Are you ready to apply for a personal loan but don’t know how? In this article we’ll walk you through some of the important steps involved in this process!

open macbook looking at online loans

7 min read

Online Loans: Quick and Easy Application Process

We discuss how online loans can be a quick and easy way to apply for funds in an emergency.

person smiling at a computer

6 min read

4 Factors Affecting Online Loan Application Approval Beyond Credit Score

While your credit score can play a big role in online loan approval, it’s not the only factor considered. We take a look at some of the important factors other than your credit score.

Person smiling at an atm taking out a cash advance.

7 min read

Should I Consider Cash Advance Loans?

Wondering whether cash advance loans are right for you? Learn more about the important details surrounding these loans.

The Pros and Cons of an Online Line of Credit

7 min read

The Pros and Cons of an Online Line of Credit

Is an online line of credit too good to be true? For these types of lines of credit, you typically apply from the comfort of your own home.

Some Examples of Popular Online Loans

7 min read

Some Examples of Popular Online Loans

We look at some popular online loans available today.

Online Loan Companies: Things You Should Look for When Loan Shopping

7 min read

Online Loan Companies: Things You Should Look for When Loan Shopping

Keep an eye out for these important factors when you're looking for an online loan.

person signing a personal loan contract.

6 min read

When to Consider Using a Personal Loan

Considering applying for a personal loan but don’t know if the time is right? Read on to learn when to use a personal loan.

people looking at bad credit loans online

7 min read

When to Consider Bad Credit Loans Online

Are you having a hard time getting approved for a loan with poor credit? Bad credit loans online may be able to help! Learn more.

Person on their phone looking up the differences between personal installment loans and lines of credit

6 min read

Differences Between Personal Installment Loans and Lines of Credit

Want to learn more about the differences between personal installment loans and lines of credit? Read on!

When are Short Term Online Loans a Good Idea?

7 min read

When are Short Term Online Loans a Good Idea?

Facing an unexpected emergency expense and have no other means to pay for it? Learn more about when it may be a good idea to look into short term loans online.

person looking up an online line of credit on their tablet.

7 min read

Benefits of an Online Line of Credit

Wondering if an online line of credit is right for you? We go over some of the key benefits of this type of personal loan!

person looking up an online line of credit on their phone.

6 min read

When Should I Use an Online Line of Credit?

Looking for some financial help in an emergency situation? Consider applying for an online Line of Credit through CreditFresh to help you out!

Person applying for an online line of credit

7 min read

Applying for an Online Line of Credit

Need financial help in an emergency? Learn more about how to apply for an online line of credit!

Calendar open to may 2021

6 min read

When to Consider Applying for Online Installment Loans

Wondering if an installment loan online is the right choice to help you handle a financial problem? Take a look at CreditFresh’s guide on applying for installment loans online!

calendar marking down installment loan due dates

6 min read

4 Common Types of Installment Loans

Are you looking for a loan but don’t know where to start? We go over some common types of installment loans to help educate you!

Person signing a personal loan contract.

7 min read

Common Types of Personal Loans

Are you overwhelmed by all the different types of personal loans out there? We break some of the most common ones down for you!

person at an atm taking out a cash advance

6 min read

What is a Cash Advance?

Facing an emergency expense without the means to deal with it? A cash advance may help, but it needs to be used with caution. Read on to learn more.

tools ready to start working on home improvement.

6 min read

How do Home Improvement Loans Work?

Are you looking to renovate or repair your home? Read more to learn about different home improvement loan options and how they may be able to help!

person researching 401(k) loans on their computer

6 min read

What is a 401(k) Loan and How Does it Work?

Need a loan for short-term cash problems? A 401(k) loan may be an option, but you’ll need to make sure you understand the implications beforehand.

get started today on a white-framed letter board on marble surface

7 min read

Same Business Day or Next Day: How Fast are Online Loans

Looking for fast loans online? CreditFresh breaks down the options, clarifying the difference between same business day & next days loan online—click here to learn more!

man wearing blue sweater with reindeer pattern and holding cardboard box with red ribbon and twine

9 min read

How to Protect Your Credit During the Holiday Spending Season

Overspending during the holidays isn’t a foregone conclusion. Stick with a holiday budget to protect your wallet. Read on for more tips like this!

Money Management Habits to Be Thankful For

9 min read

Money Management Habits to Be Thankful For

Struggling to find gratitude for your finances this year? CreditFresh shares simple budgeting habits that can change your outlook. Read on to learn more.

person holding empty pink wallet

8 min read

Here’s What to Do When Your Credit Card Gets Stolen

Credit card stolen? Step number one: don’t panic. Step number two: visit our blog to find out how to protect your data from thieves!

blank computer where someone was researching how to apply for a loan online

5 min read

How to Apply for a Loan Online

Thinking of applying for a loan but aren’t familiar with the process? We give you the steps on how to apply for a loan online!

Emergency Loans Online: What they are and how to get them

6 min read

Emergency Loans: What They Are & How to Get Them Online

We break down emergency loans and look at how and when to get them online.

How to Maximize Your Personal Line of Credit

5 min read

How to Maximize Your Personal Line of Credit

Are you considering getting a line of credit and want to make sure you use it wisely?

Person listening to a podcast and smiling.

1 min read

The CreditFresh Personal Finance Podcast

Introducing the CreditFresh Personal Finance Podcast! In this podcast series, we’ll cover everything from budgeting techniques, effective ways to save money, and so much more.