Getting started is simple and the process only takes a few minutes to complete.
Request a credit limit, securely verify your details and review and sign your agreement.
If approved, and you request a draw, money may be deposited into your bank account the same business day3.
If approved, you can access your available credit whenever the need arises. Simply request a draw and the funds may be in your bank account the same business day3! As you pay down your balance, you can always request additional draws from your available credit. Never hesitate to call, as our dedicated Customer Service team is on standby to help you access the funds you need.
You may be able to build your credit history and impact your credit score as your account status may be reported to TransUnion, one of the major credit bureaus2. By building your credit history, you may have other lending options available to you in the future.
Navigating the ins and outs of a credit product can be a frustrating process if you encounter hidden fees and terms. With a Line of Credit through CreditFresh, you can expect a fully transparent experience with clear repayment terms and a simple Billing Cycle Charge structure.
On top of providing Americans with assistance to access to credit when they need it, at CreditFresh, we also aim to provide educational resources to help improve your financial literacy. So, if you feel like there’s a gap in your knowledge, visit our Blog.
In it, we cover important features to understand about how lines of credit and online loans work and also provide practical tips and information on saving, budgeting, and more!